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FTMO vs RoyaleFunded: Which Prop Firm is Right for You?

Last updated · Reviewed by the Forexbrokecompare research desk

When navigating the world of proprietary trading firms, two prominent names often emerge: FTMO and RoyaleFunded. Both offer pathways for traders to access capital and trade with 'smart money,' but they differ in their challenge structures, fee models, and overall offerings. This comparison delves into the key aspects of FTMO vs RoyaleFunded to help you decide which might be the better fit for your trading journey. We'll examine their fee structures, trading objectives, platform execution, and payout policies to provide a comprehensive overview.

Quick answer (2026)

The lowest-spread FCA-regulated option we track is Vantage: raw spreads from 0.0 pips on EUR/USD, $50 minimum deposit and same-day withdrawals.

Featured broker (advertising partner)Vantage – advertised raw ECN spreads from 0.0 pips
EUR/USD typical spread0.0–0.1 pips (raw) + $3 per lot per side
Minimum deposit$50
RegulationFCA (UK entity), ASIC, CIMA
Withdrawal speedSame day on most methods
PlatformsMT4, MT5, TradingView, WebTrader

Advertising disclosure: Vantage is an advertising partner and the link above is an affiliate link — we may earn a commission at no extra cost to you. 18+ only; availability varies by country; this is general information, not investment advice. Professional-client and offshore accounts give up FCA protections such as negative balance protection and FSCS cover.

Affiliate disclosure: we earn a commission if you open an account through links on this page. It never changes the spreads we publish or the order of this table.

Last updated:

Methodology: spreads are typical values recorded on each broker's raw/standard retail account during London–New York overlap hours, taken from the brokers' own published pricing pages and live platform data, then averaged. Commission is stated separately where it applies. Spreads are variable and widen around news and outside main sessions.

Spreads, Commissions, and Fees

When comparing FTMO and RoyaleFunded, understanding their fee structures is crucial for traders. Both firms have different approaches to costs, which can significantly impact your profitability.

FTMO's Fee Structure

FTMO operates with a unique model. They offer a one-time fee for their challenges, which acts as a risk-free deposit. If you fail the challenge, you forfeit this fee. However, if you pass and become a funded trader, the fee is refunded with your first profit split. This 'fee' is not a recurring cost but rather an entry barrier to prove your trading skills.

* Challenge Fee: Varies based on the account size (e.g., $250,000 account costs €250).

* No Commission or Spreads on Funded Accounts: Once funded, FTMO covers these costs, allowing traders to focus purely on strategy. Profits are typically shared 70/30 or 80/20 in favour of the trader.

RoyaleFunded's Fee Structure

RoyaleFunded offers a more traditional prop firm fee model. They charge a refundable fee for each challenge you enter. This fee is refunded upon reaching a certain profit target or if you pass the challenge and become funded.

* Challenge Fee: Also varies by account size, often starting around $150 for smaller accounts.

* Trading Costs: RoyaleFunded traders utilise brokerages with competitive spreads and commissions. It's essential to check the specific costs associated with the integrated brokerage, as these can vary. Vantage, for instance, is a popular choice offering raw spreads from 0.0 pips and competitive commissions, which can be highly beneficial for scalpers and high-frequency traders. You can explore Vantage's offerings here: https://vigco.co/la-com-inv/QQwXS85l.

Trading Objectives and Rules

Both FTMO and RoyaleFunded have clearly defined trading objectives and rules that traders must adhere to. These are designed to simulate real-world trading conditions and risk management protocols.

FTMO's Trading Objectives

* Profit Target: Typically 10% in the evaluation phase.

* Maximum Daily Loss: Usually 5% of the account balance.

* Maximum Overall Loss: Typically 10% of the account balance.

* Trading Days: A minimum of 10 trading days are required to pass the challenge.

* Consistency Rule: While not always strictly enforced, FTMO often looks for a degree of trading consistency.

RoyaleFunded's Trading Objectives

* Profit Target: Often around 8-10% for the initial challenge.

* Maximum Daily Loss: Usually 5% of the starting balance.

* Maximum Overall Loss: Typically 10% of the starting balance.

* Drawdown: Strict rules on maximum drawdown apply.

Platform and Execution

The trading platforms and execution quality are paramount for prop firm traders.

FTMO's Platforms

FTMO provides access to MetaTrader 4 (MT4), MetaTrader 5 (MT5), and their proprietary application, the FTMO Dashboard. Execution is generally considered fast and reliable.

RoyaleFunded's Platforms

RoyaleFunded traders typically have access to MT4 and MT5, and sometimes cTrader, depending on the brokerage they are paired with. As mentioned, integrating with a ECN broker like Vantage (https://vigco.co/la-com-inv/QQwXS85l) ensures access to deep liquidity and fast execution speeds, crucial for meeting prop firm challenges.

Payouts and Profit Sharing

The way profits are distributed is a key factor in choosing a prop firm.

FTMO's Payouts

FTMO offers a 70/30 or 80/20 profit split in favour of the trader. Payouts are requested on a bi-weekly basis, and the initial challenge fee is refunded with the first profit withdrawal.

RoyaleFunded's Payouts

RoyaleFunded also provides competitive profit splits, often around 75/25 or 80/20. Payouts are typically processed monthly or bi-weekly, depending on the trader's preference and the firm's policies.

Which Prop Firm is Right for You?

Choosing between FTMO and RoyaleFunded depends on your individual trading style, risk tolerance, and preferences regarding fee structures and rules.

* FTMO is ideal for traders who prefer a straightforward, one-time fee for entry and appreciate a well-established reputation. Their refund policy on the initial fee is also a significant draw.

* RoyaleFunded might appeal to traders looking for potentially lower entry fees and the flexibility to choose or work with different integrated brokers. The ability to leverage top-tier ECN brokers like Vantage (https://vigco.co/la-com-inv/QQwXS85l) for raw spreads and efficient execution can be a major advantage for consistently profitable traders.

Ultimately, success in either firm hinges on your ability to consistently manage risk and execute a profitable trading strategy. Thoroughly review the specific terms and conditions of each firm before committing.

Frequently Asked Questions

Q1: Can I use Expert Advisors (EAs) with FTMO or RoyaleFunded?

A: Yes, both FTMO and RoyaleFunded generally permit the use of Expert Advisors (EAs) and automated trading strategies, provided they comply with the firms' rules regarding trading frequency and risk management. Always double-check the specific terms for any restrictions.

Q2: What happens if I breach the daily or overall loss limit?

A: Breaching the daily or overall loss limit will typically result in failing the challenge for both FTMO and RoyaleFunded. It's crucial to implement strict risk management to avoid these breaches.

Q3: How long does it take to get funded after passing the challenge?

A: The timeframe can vary. After successfully passing the evaluation phases, both FTMO and RoyaleFunded will review your trading and then offer you a funded account. This process usually takes a few business days to a week. FTMO is known for its streamlined process, while RoyaleFunded's timeline may depend on the broker integration.

Vantage: advertised spreads for ftmo vs royale funded

Advertised raw ECN spreads from 0.0 pips and a $50 minimum deposit, checked 9 September 2026. Terms are set by the broker and can change.

  • ✓ FCA-regulated entity available
    Retail protections apply on the UK entity; offshore accounts do not carry FSCS cover.
  • ✓ Data last verified
    — spreads checked against broker pricing pages.
  • Independently compared
    Ranked on spread, regulation and withdrawal speed. We may earn a commission.

Advertising disclosure: Vantage is an advertising partner and the link above is an affiliate link — we may earn a commission at no extra cost to you. 18+ only. Availability, pricing and terms are set by the broker and vary by country. This is general information, not investment advice or a recommendation to trade. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage; most retail investor accounts lose money when trading CFDs.

FAQ

Can I use Expert Advisors (EAs) with FTMO or RoyaleFunded?

Yes, both FTMO and RoyaleFunded generally permit the use of Expert Advisors (EAs) and automated trading strategies, provided they comply with the firms' rules regarding trading frequency and risk management. Always double-check the specific terms for any restrictions.

What happens if I breach the daily or overall loss limit?

Breaching the daily or overall loss limit will typically result in failing the challenge for both FTMO and RoyaleFunded. It's crucial to implement strict risk management to avoid these breaches.

How long does it take to get funded after passing the challenge?

The timeframe can vary. After successfully passing the evaluation phases, both FTMO and RoyaleFunded will review your trading and then offer you a funded account. This process usually takes a few business days to a week. FTMO is known for its streamlined process, while RoyaleFunded's timeline may depend on the broker integration.

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Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

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